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Quick Cash Loans – Apply now for 3-12 Month Loans
How soon can I get my loan? These are questions we are asked every day.
At KwikCash we will make your cash loan application as fast as possible and find you a lender that could be able to transfer the cash you need upon approval.
Using KwikCash means you can apply to all of our lenders, using one form.
This means we could get you a faster solution by applying to several lenders and may find the loan offer that is right one for you.
How do Quick Cash Loans Work?
We have built this website to help you quickly and effectively apply to our panel of lenders and hopefully help find you a short term cash loan.
The lenders we work with will have the opportunity to either accept or reject your loan application. If you have been provisionally approved for a loan, a credit check and affordability assessment will be carried out before completion.
If approved, cash will normally transferred to your bank the same day, sometimes within the hour. Please note that same day transfers are not guaranteed.
As we work with the largest and most reputable lenders in the market we believe applying with us will give you a good chance of finding a Kwik cash loan.
Applying to several lenders at once is probably the most effective way of finding a loan and is also very safe as your application is only seen by the most relevant lenders for your needs.
Implications of Non-Payment
We strongly recommend repaying your loan commitments in full and on time.
If you are unable to pay on time, each lender has their own policies with regards to fees and interest and how they collect outstanding debts.
Some lenders may pursue claimants by legal means in the event of repeated non-payment. Most will contact you by phone or letter in order to rearrange payment.
Non-payment may result in charges and/or raised interest and could adversly affect your credit score.
Apart from the fact that unexpected financial burdens or shortfalls that do occur in our lives from time to time, there are many other good reasons why people still continue to seek out for payday loans. One alternative to short term funding via payday loans is to use credit cards. Although credit cards are a useful means of payment, there are many places that only accept cash payments and don’t accept credit cards. Hence cash is still king so if you live and work in Australia you will still need physical cash to get by. The good news is that in Australia you won’t have a hard time searching for a reputable payday loan lender that will offer you a loan when you need cash it in a hurry.